Consumer Products

First National Bank and Trust offers the following Consumer Accounts to serve you:

  • Free Checking with Direct Deposit
  • Personal Checking
  • Personal Checking with Interest
  • Senior Citizens Checking (Customer over the age of 60)
  • Student Checking

 

First National Bank Personal Checking
 Free Checking with Direct DepositPersonal
Checking		Personal Checking with Interest*Senior Citizen CheckingStudent Checking
Amount to open Account $100 $100 $1,000 $100 $100
Minimum Balance Required None $100 $1,000 None  None
Monthly Fee None $5 per month maintenance fee if balance falls below $100 plus $.25 per check $5 per month maintenance fee if balance falls below $100 plus $.25 per check None  None
Interest     See Rate Sheet     
ATM/Debit v v v v v
24 hour Telebanking v v v v v
Internet Banking v v v v v
Checks First Box Specialty Gray Wallet Checks Free First Box Specialty Gray Wallet Checks Free First Box Specialty Gray Wallet Checks Free 400 Specialty Gray Wallet Checks free per year First Box Specialty Gray Wallet Checks Free

*Rate may change after an account is opened.