SMALL BUSINESS CHECKING

First National Bank offers the following Business Checking account designed for the business with activity levels of 75 or fewer checks/debits per month.

• $1,500.00 Deposit required to open the account

• No monthly maintenance fee applies if a minimum balance of $1,500.00 is maintained during the monthly statement period:

  • $8.00 maintenance fee per month if minimum balance in not maintained

  • $.15 cents charge per check/debit item

  • $.12 cents charge per deposit/credit item

  • $10.00 returned items

  • Additional charges may apply for coin orders

BUSINESS CHECKING

First National Bank offers the following Business Checking account designed especially for our corporate customers.

• $1,000.00 Deposit required to open the account
• An earnings credit is applied to offset the following monthly fees:
  • $8.00 maintenance charge
  • $.15 cents charge per check/debit item
  • $.12 cents charge per deposit/credit item
  • $.06 cents charge per item for items included in the deposit
  • $10.00 returned items
  • Additional charges may apply for coin orders
• The earnings credit is based on the current 90 day T-Bill rate less .25%.
  The earnings credit is calculated on the average collected balance in the account.

The following additional business products are available at First National Bank: