Whether you are a Small Business or are a Commercial customer, First National Bank & Trust offers many business choices to fit your business needs.
| First Business Checking* | Small Business Checking* | Commercial Checking* | |
|---|---|---|---|
| Amount to open Account | $100 | $1,500 | $2,500 |
| Minimum Balance Required | $800 | $1,500 | $2,500 |
| Designed for the business with activity levels of 50 or fewer checks/debits per month | Designed for the business with activity level of 75 or fewer checks/debits per month. | Designed for the business with activity levels of more than 75 checks/debits per month. | |
| Monthly Fee | No monthly maintenance fee applies if a minimum balance of $800 is maintained during the monthly statement period. If minimum balance is not maintained the maintenance fee is $8 per month. | No monthly maintenance fee applies if a minimum balance of $1,500 is maintained during the monthly statement period. If minimum monthly balance falls below $1,500 during the monthly statement period, an $8 maintenance fee plus $0.15 cents per check/debit item and $.12 cents per deposit/credit item will be assessed | An earnings credit is applied to offset the following monthly fees: $8 monthly maintenance fee. No monthly fee applies if the account maintains a minimum balance of $2,500 during the monthly statement period. $.15 cents per check/debit item. $.12 cents per deposit/credit item. $.06 cents per item included in a deposit. |
| ATM/Debit Card | √ | √ | √ |
| 24 hour Telebanking | √ | √ | √ |
| Internet Banking | √ | √ | √ |
| Checks | Fee Applies | Fee Applies | Fee Applies |
| Add'l Charges | $10 per returned item | $10 per returned item | $10 per returned item |
*According to State and Federal regulations, certain business documents must be presented at the bank when you open a business account. Here's what you will need to open a specific business account:
Sole Proprietor:
Corporation:
General Partnership: